Reinforcing your roof, constructing a garage, or changing the layout of your living room – whether your home renovation to-do list is driven by function or aesthetics, the right finance is key to executing your plans. Saving up may take longer than you’d like to wait, but there’s no reason to throw up your hands in despair. You can take control of the situation and set the wheels in motion by taking a loan, more specifically, a home renovation loan. If you’re wondering, ‘Is a home improvement loan a good idea?’, the answer is yes, because the more customized the financing solution is, the more are the number of benefits you can enjoy.

Bajaj Finserv, for instance, packs in a myriad of benefits through its personal loan for home improvement. Take a look at what’s on offer.

A High Loan Amount

A loan will only be helpful if you’re able to get the amount you need. If you’re thinking to yourself how much can I borrow for home improvement, the answer is up to Rs.25 lakh. This means that you can take a single loan at low personal loan interest rates and renovate your home with ease.

Speedy Approval and Disbursal

What makes this loan a true winner is a fact that you can get the financing in just 24 hours. Whether you’re tackling a last-minute need or simply want to get going without any delay, you can get the funds straight in your bank account within a day post verification. In fact, once you apply online in 4 easy steps, you get approval in just 5 minutes.

Flexible Usage of The Loan Amount

Best of all, Bajaj Finserv Personal Loan for home improvement comes with a flexi loan facility. This allows you to borrow from your sanction in parts, as and when you need finance, while only paying interest on what you use. Moreover, you can pay interest-only EMIs all through the tenor and repay the principal at the end of the term. For periodic payments to carpenters, interior decorators, and labourers, there’s no better option than this! You can withdraw, repay and redraw funds as many times as you wish to.

Submit Documents to Prove Your Eligibility

To get easy approval on your loan application, submit the required personal loan documents to verify your details. By ensuring that you have the personal loan documents ready before applying, you can submit them immediately and cut short any delays based on processing timeliness. Find a lender like Bajaj Finserv that requires minimal documentation for a personal loan for home improvement.

Convenient Repayment Terms

Apart from minimal home renovation loan eligibility and document requirements, Bajaj Finserv also offers a flexible tenor of 12 to 60 months. You can select a repayment window that ties in with your financial flexibility and renovates your home at your pace, without any stress of repayment.

What’s more, you can apply for the loan, access information pertaining to it and manage your loan online. In addition, to expedite the application and approval process, remember to check your pre-approved offer from Bajaj Finserv. It’s the quickest and simplest way to access a home renovation loan by making the most of customized deals.  


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